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We use PayPal as our payment processor. This allows us to accept payment either by PayPal account OR caredit/debit card. If you have a PayPal account you can choose to pay with it, all it takes is two clicks. Even if you do not have a PayPal account, you can always register for one and complete your checkout. Credit or Debit cards can be used to pay by clicking the guest account option on the PayPal payment page.
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PayPal payments are preferred by a large number of small businesses but also used internationally by some giant retailers. PayPal is a division of eBay and if you wish, you can find out more about this method of payment at www.paypal.co.uk.